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Hotel group points: For many expats, this perk is similar to the need for airline benefits.

Enrolling in a hotel group card that allows you to earn points that pay for your accommodation is a great way to maximize the value of your spending.

Please note, however, that the terms and details of these promotions are constantly changing – so review the company’s own information before applying.

Sign-Up Bonus: The ANZ Travel Visa Signature Credit Card offers a sign-up bonus of 2000 Travel Dollars Mileage/Hotel Points Accrual: Earn 2.8 air miles per S$1 spent on your holidays for direct flight bookings with Qantas and Jetstar airlines or retail spend in Australia and New Zealand.

Otherwise, get 10,000 bonus miles when you pay the annual fee of S$192.60.