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However, our team also researched other institutions and found some good alternatives for people that want to consider all options before they begin the process of refinancing or consolidating student loans. If you’re concerned about lowering your monthly loan payments, consolidation could be a good option for you.
You can find each lender below, along with information on rates, terms, and other key details. But remember, lowering your monthly payments could mean that you end up paying more in interest overall.
The maximum variable rate on the Education Refinance Loan is the greater of 21.00% or Prime Rate plus 9.00%.
Subject to additional terms and conditions, and rates are subject to change at any time without notice.
Learn more about when to consolidate and refinance federal and private loans.