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Fortunately, we’ve highlighted the six best banks and lenders to help you refinance and consolidate both private and federal student loans, based on your financial situation.With student loan consolidation, you may be able to refinance at a lower interest rate, decrease your monthly payment, or both!

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This is unlike a "hard" credit check, which may impact an applicant's credit.

The average amount borrowers have saved by refinancing with this lender.

Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life.

We sometimes earn a sales commission or advertising fee when recommending various products and services to you.

Borrowers may select any term offered by a lender regardless of the current loan term.


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